Non-QM

Fix-and-flip / bridge

Short-term capital to acquire, renovate, and exit a residential investment — or bridge to a longer DSCR loan.

Short duration
Rehab budget in the loan
Exit via sale or refinance

Who it is for

Investors who need speed and construction draws more than a 30-year agency mortgage.

Fix-and-flip and residential bridge loans are underwritten to the deal: purchase, rehab, after-repair value, and your exit. We will not treat a 12-month flip like a 30-year primary-residence mortgage.

Questions

Is this the same as a DSCR loan?: No. Fix-and-flip is usually interest-only or short-term. DSCR is a longer-term rental qualification. Many projects use both: bridge now, DSCR later.

Related programs

Bridge
Short-term commercial capital for acquisition, repositioning, or a refinance that needs time.
DSCR
Qualify the rental property on cash flow rather than personal DTI.

Ready to structure a file that can actually close?

Tell us the purpose, the property, and how you document income. We will place the request with a program that fits — this is not a loan approval.

Get a Quote