Commercial
Multifamily
Financing for residential buildings with five or more units, from small apartments to larger portfolios.
- 5+ units
- DSCR and agency-style executions
- Entity borrowing
Who it is for
Investors and operators acquiring or refinancing apartment buildings.
Multifamily is underwritten to the building: rent roll, expenses, and debt service. Personal credit still matters, but the story is the asset. We place small apartments and larger requests with different capital sources.
Questions
- Is a 4-unit a commercial loan?
- Usually not. 1–4 unit residential often uses consumer or DSCR residential programs. Five units and up is commercial.
Related programs
Ready to structure a file that can actually close?
Tell us the purpose, the property, and how you document income. We will place the request with a program that fits — this is not a loan approval.