Homebuyers
Primary and second homes, including low-down and jumbo.
Conventional, FHA, VA, condo, co-op, and jumbo purchase — plus renovation when the house needs work at the same close.
Palazzo Mortgages
Mortgage financing inside the Palazzo platform.
We arrange purchase, refinance, Non-QM, commercial, and home-equity financing for borrowers whose facts do not always fit a single conventional box.
Who we help
Homebuyers, homeowners, and investors who need the file structured around occupancy, documentation, and the property — then placed with a lender that can close it.
Self-employed borrowers
Bank statements, 1099s, and assets when tax returns understate cash flow.
Non-QM exists because profitable businesses often show modest taxable income. We pick the documentation lane before you collect the wrong package.
Investors
DSCR, fix-and-flip, multifamily, and mixed-use.
Rental cash flow, short-term bridge, and commercial assets are different credit boxes. We do not pretend a 30-year primary-residence worksheet covers all three.
Part of Palazzo
Financing next to real estate, not after it.
Palazzo Mortgages is the financing arm of Palazzo USA. When a project needs architecture or construction, the conversation can stay inside one organization.
Ready to structure a file that can actually close?
Tell us the purpose, the property, and how you document income. We will place the request with a program that fits — this is not a loan approval.